Here at LegalSpecs.com you can locate US attorneys by State or by Area Of Practice. In addition you can browse through our endless library of legal and law related articles or look up a legal word or definition.
Stop debt collection harassment
25 Jul 2006
Everyone should know their rights when it comes to debt collectors harassment. There are several steps you can take to stop a harassing creditor. Creditors must abide by several federal laws in the attempt to collect debts. Sometimes these collectors will cross the line in their attempts to contact you. They are not allowed to contact you before 8 A.M. of after 9 P.M.. Collectors may not contact you at work if you have stated that it will cause a problem with your employer. Contact with anyone that you listed as a reference is permitted as long as they abide by the correct times of day rule. Debt collectors cannot make false statements or threaten you any way. Sometimes a debt collector may ask for a post dated check to make arrangements for payments. It is against the law for them to deposit this check before the date posted on the check. Any attempt to seize property must be done thru legal means and possibly ruled on by a judge. Not many people realize that debt collectors cannot contact you by post card. you also need to know that debt collectors cannot use a false name or company name when attempting to contact you.
next ....Tim Grimsley
Please remember that no information found at this site can replace a face to face meeting or telephone consultation with a "real live" attorney about your particular case, problem or question. The information you find here or in the answers should just be a starting point in finding your answers.
Recent Legal Articles
Highest Rated Personal Injury Lawyer is the suppor...
Each day comes in with a pack of surprises for us. These surprises might be sweet and memorable ones or else they might be the unforeseen sh...
Patent Protection For Pharmaceutical Products
Almost all African countries already allow patent protection for pharmaceutical products.
Patents grant exclusive rights to the invent...
Frequently Asked Questions About Federal Crime
1. What is the difference between a federal and state crime?
A federal crime is a violation of a statute passed by the United S...
Insurance Companies Fight Back Against Fraudulent ...
Whiplash injuries account for 80 per cent of all car accident claims in the UK, but the number of bogus cases is on the...
The United States Failing War On Drugs
The United States, as well as other participating countries, declared war on the illegal drug industry by passing an initiative to combat th...
Recent Dictionary entries
mere. This is the French word for mother. It is frequently used as, in ventre sa mere, which signifies; a ...
patruus citq law. An uncle by the father s side, a father s brother. Dig. 38, 10, 10, Patruus magnus, is a ...
lineage. Properly speaking lineage is the relationship of persons in a direct line; as the grandfather, the ...
cargo mar. law. The entire load of a ship or other vessel. Abb.on Sh. Index, h. t.; 1 Dall. 197; Merl. Rep...
confession crim. law, evidence. The voluntary declaration made bya person who has committed a crime or misdemea...