When shopping for auto insurance you have so many different companies telling you that they provide the lowest rates with the best policies, but who is the best? The true answer to this question is that there will never be one company that is truly better than all others. Insurance companies will have similar prices and similar policies; otherwise it would be a less competitive market. Don’t let this discourage you from trying to find the best auto insurance company because there are many great Insurance companies out there – just don’t purchase on price and policy alone.
One thing you can look at when purchasing a policy is how often your representatives are available to assist you. State Farm promises to have your agent available at any time, but if you don’t call within normal business hours your call will be directed to a corporate call center rather than your agent. Most companies are like this, but advertising can be misleading sometimes.
Would you say that a person driving Mitsubishi Lancer would have higher car insurance than a person driving a Chevy Corvette Convertible? If you said the Corvette then you would be wrong about that. The Lancer is actually one of the cars with the highest liability and the Corvette – the lowest, according to Business Insider. Insurance companies are able to track what cars they have to pay most on and which cars they rarely have any claims with. This is why car insurance providers ask what car you are driving, so they can offer you a rate based on the car you drive, along with many other factors.
Because of the information listed above there is no true way to say one company can give you the best rates. But there are Insurance providers that can make you feel at ease about the policy that you purchase. Insurance Doctor of Chesapeake promises to save you up to 50% on your car insurance otherwise you get a free meal on them. Not sure about them but I would want to make this claim without knowing that there will be very few instances of free dinners given out. This company also doesn’t reject anyone trying to get insurance through them which can mean all the difference for some drivers.
Insurance companies are always promising us that they can provide us the best rate, but rarely will we know that for sure. We will always find a company out there that may provide a better rate but we shouldn’t be purchasing on price. I would suggest purchasing on the type and availability of service that the company provides. Make sure you choose a company that will work with you in trying to solve your situations and not work against you.